Learn about Odisha’s Antyodaya Gruha Yojana, a 2024 rural housing scheme providing ₹1.2 lakh assistance to vulnerable families. Check eligibility, benefits, and how to apply.

📌 Introduction

In a progressive move to address rural housing deprivation, the Government of Odisha has introduced the Antyodaya Gruha Yojana (AGY). Designed to fill the critical housing gap for families left out of central schemes like PMAY-G, AGY reaffirms Odisha’s vision of "Housing for All". The scheme seeks to provide financial assistance to vulnerable, landless, and disaster-affected families so they can build safe, permanent pucca homes.

Launched with a mission to benefit 2.25 lakh rural families over the next three years, Antyodaya Gruha Yojana is more than a welfare initiative—it's a movement toward dignity, stability, and socio-economic inclusion.

🎯 Objectives of Antyodaya Gruha Yojana

The core goals of AGY reflect the state's inclusive development vision:

  • 🏚️ Replace kuccha homes with durable pucca housing for disadvantaged rural families.

  • 🧑‍🤝‍🧑 Cover households excluded from earlier housing schemes like PMAY-G, particularly those ineligible or unlisted in SECC data.

  • 💡 Improve quality of life through housing linked to electricity, water, sanitation, and cooking gas.

  • 🛠️ Encourage timely construction with performance incentives for early completion.

📋 Key Features of Antyodaya Gruha Yojana

Here are the highlights of Odisha’s new flagship housing scheme:

💰 Financial Support

Each selected beneficiary will receive a grant of ₹1.2 lakh for constructing a pucca house with a minimum carpet area of 25 sq. m. This does not include the toilet area, which is provided separately under government sanitation schemes.

🎁 Incentives for Timely Construction

  • ₹20,000 for completing house construction within 4 months

  • ₹10,000 for completing within 6 months

This time-linked incentive aims to fast-track implementation and ensure faster shelter security for families.

🧩 Convergence with Other Schemes

Antyodaya Gruha Yojana integrates with other welfare programs to ensure that each household receives:

  • Toilets under SBM-G

  • Electricity connections under Saubhagya

  • LPG connections under Ujjwala Yojana

  • Drinking water through Jal Jeevan Mission

🧑‍💼 Who is Eligible for AGY?

AGY is specially designed for left-out or previously-excluded families from PMAY-G or Biju Pucca Ghar Yojana. Eligibility criteria include:

  • Victims of natural disasters like floods, cyclones, and fires

  • Landless households not covered by central housing schemes

  • Forest Rights Act (FRA) beneficiaries

  • Households displaced due to government projects or rehabilitation

  • Differently-abled individuals (Divyang beneficiaries)

  • Tribal families, marginalized communities, and widows without pucca housing


🔍 Note: Identification of beneficiaries will be done using data from SECC, PRI lists, and Gram Sabha recommendations.


🏗️ Implementation Plan

🏡 Target: 2.25 Lakh Houses in 3 Years

The Odisha government plans to construct 2.25 lakh houses under AGY with a total budget of ₹7,550 crore.

💻 Transparent Digital Monitoring

Implementation will be tracked using the Rural Housing Odisha portal: rhodisha.gov.in, which will be used to:

  • Track construction progress

  • Release installment payments

  • Register beneficiary grievances

  • Enable social audits

🧾 Fund Release in Tranches

Funds will be released in 4 installments, each linked to physical progress:

  1. First installment: Foundation completion

  2. Second: Plinth level

  3. Third: Roof level

  4. Fourth: Final completion

📝 Application Process for Antyodaya Gruha Yojana

Step-by-Step Guide:

  1. Visit local Panchayat office or contact the Block Development Officer (BDO)

  2. Submit a physical or digital application form

  3. Verify documents: Aadhaar, land ownership proof, disability certificate (if applicable), and ration card

  4. Await Gram Sabha approval

  5. Track application status via rhodisha.gov.in

📊 Expected Impact of AGY on Rural Odisha

Antyodaya Gruha Yojana is poised to transform Odisha’s rural landscape. Here's how:

1. 🌍 Socio-Economic Upliftment

  • Offers permanent housing security

  • Reduces health risks due to poor living conditions

  • Empowers families with asset ownership

2. 🔨 Rural Employment & Local Economy Boost

  • Construction activity will create demand for local labor, masons, and materials

  • Encourages micro-contracting, women SHG participation, and local entrepreneurship

3. 🏘️ End to Housing Deprivation

  • Complements Odisha’s previous successes under BPGY and PMAY-G

  • Aims for universal rural housing coverage by 2026

📈 Data-Driven Impact (Till Date)

  • Launched: January 2024

  • Total Target: 2.25 lakh houses

  • First-phase allocation: 1 lakh houses

  • Budget Sanctioned: ₹7,550 crore

  • Digital Portal: rhodisha.gov.in

AGY’s structured approach, real-time monitoring, and incentive-driven model give it a strong chance of replicating and even exceeding the success of Odisha’s earlier housing interventions.

📚 Conclusion

The Antyodaya Gruha Yojana represents a bold step by the Odisha Government toward making housing a basic right for every citizen, not a privilege. With structured planning, strong digital tracking, and community-focused eligibility criteria, AGY goes beyond mere infrastructure. It empowers communities, restores dignity, and lays the foundation for sustainable rural development.

As Odisha strives to eliminate rural homelessness, AGY will serve as a model policy for other states looking to address gaps left by national programs. In the coming years, it may well emerge as a landmark success in India's housing policy landscape.

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