Learn about the benefits, eligibility, and application process for Bhagyalaxmi Yojana.

The Bhagyalaxmi Yojana is a life-changing initiative introduced by several state governments to promote the welfare of the girl child. It provides financial assistance and ensures better education and healthcare for girls from economically weaker sections. In 2024, the scheme continues to be a ray of hope for many families.

Objectives of Bhagyalaxmi Yojana

• To improve the gender ratio in India.
• To provide financial stability for families with girl children.
• To encourage parents to invest in the education and health of their daughters.

Key Features

Financial Benefits:

• A fixed deposit of ₹50,000–₹1,00,000 for each girl child at the time of birth.
• Scholarships for education from Class 1 to 12.

Healthcare Support:

• Free or subsidized medical insurance for girl children under the scheme.

Eligibility:

• The scheme is applicable only for the first or second girl child.
• Parents’ annual income must not exceed ₹2 lakh.

How to Apply for Bhagyalaxmi Yojana

1. Visit the local Women and Child Development office or the official state portal.
2. Submit the girl child’s birth certificate, Aadhaar card, and parents’ income certificate.
3. Complete the application form and attach all necessary documents.

Success Stories

In Karnataka, over 3 lakh girl children have benefited from the scheme, with many parents reporting significant improvements in their daughters’ education and overall opportunities.

FAQs

Can parents withdraw the fixed deposit amount before maturity?

• No, the amount is locked until the girl turns 18.

Is the scheme available in all Indian states?

• Currently, states like Karnataka and Uttar Pradesh actively implement the scheme.