Discover simple ways to check your Sukanya Samriddhi balance via online and offline methods.

The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme for the girl child. With its high interest rates and tax benefits, it’s one of the most popular investment options for parents. Checking your account balance online has become easier than ever. Here’s how you can track your Sukanya Samriddhi account balance step by step.

Key Features of Sukanya Samriddhi Account

1. Interest Rate: Current rate stands at 8.1% per annum (as of 2024).
2. Lock-in Period: Maturity after 21 years or until the marriage of the girl after age 18.
3. Tax Benefits: Up to ₹1.5 lakh under Section 80C.

Steps to Check Balance Online

Via Internet Banking

• Log in to your bank’s net banking portal.
• Navigate to the SSY Account Section.
• Click on “Account Summary” to view your balance.

Via Post Office

• Link your SSY account with India Post’s internet banking.
• Log in to India Post Net Banking.
• Select ‘Sukanya Samriddhi Account’ to view details.

Using Mobile Banking

• Download the bank’s official mobile app.
• Register your SSY account details.
• Access balance and interest information under “Deposits.”

FAQs

Can I check SSY balance offline?

• Yes, visit the post office or bank branch where the account is held.

Is Aadhaar necessary for balance checks?

• Not for viewing balance, but required for account updates.

Important Links:

• Sukanya Samriddhi Official Details
• Tax Savings Calculator